Specializing in Account Aggregator Framework, Open Banking Solutions, and Advanced FinTech Services
Purpose-built for Scheduled Commercial Banks and Systemically Important NBFCs. Seamlessly unify India’s Finternet ecosystem, Account Aggregator consent flows, OCEN 4.0, ONDC credit protocols, and lender-governed rule decisioning in one compliant infrastructure.
Architected to isolate core-banking DMZ perimeters while maintaining rapid consent and verification pipelines.
Sahamati AA consent handle, OTP artifacts & Aadhaar/PAN biometrics.
TreeScan OCR statement parsing & 4-bureau normalized aggregation.
Rapid execution of lender-defined credit policies, eligibility cutoffs, and risk scorecards.
Air-gapped integration into Finacle, BaNCS, Flexcube, or cloud LMS.
Built natively for Government of India initiatives: Finternet, OCEN 4.0, ONDC Credit, ULIP logistics finance, and disruptive AI file parsing.
India's next-generation unified financial architecture—interconnecting tokenized assets, unified ledgers, and programmable money with bank-grade finality.
Full lifecycle integration for OCEN Loan Service Providers (LSPs) and ONDC buyer/seller app embedded financial services.
Rapid policy execution for unsecured retail, MSME invoice, and ONDC order-book underwriting.
In traditional lending operations, manual file underwriting costs typically reach ₹350 to ₹450+ per application due to labor-intensive operational overheads. Automated digital verification and rule execution drastically compresses this manual expenditure while accelerating credit decisions.
Human scrubbing of bank statements, calculating ABB, salary slip cross-referencing, and manual CAM prep.
Separate third-party fees for individual bureau queries, PAN-Aadhaar links, and unbundled KYC lookups without smart deduplication.
Forensic checks for edited PDF bank statements, GSTR variance resolution, and rework due to document blurriness.
Every lending portfolio requires a distinct set of data points. Whether your credit policy needs select verification attributes (e.g. statement parsing or CKYC only) or an end-to-end automated underwriting pipeline, workflows are modular and customized to your exact operational parameters during technical discussion.
Transparent security frameworks designed to pass bank InfoSec (ISR) guidelines and Reserve Bank inspection.
Full compliance with the Digital Personal Data Protection (DPDP) Act 2023 and RBI Payments Localization directives.
Choose the deployment topology that complies with your institution's air-gap policies.
Bank-grade encryption, role-based access, and independent verified testing.
Service Level Agreements (uptime commitments, RPO/RTO objectives, and 24x7 SRE support) are contractually aligned to each institution’s selected deployment model (Dedicated Bank VPC, On-Premise Core DMZ, or Managed Cloud) and formalized during Master Service Agreement (MSA) procurement.
NimbleTree pairs the speed and unencumbered tech stack of a modern FinTech startup with a founding engineering team that has built and deployed mission-critical systems across global tier-1 financial markets.
Our core leadership team has architected and delivered core banking integrations, payment gateways, and risk platforms across India, Southeast Asia, the Middle East, and North America.
Built on the collective engineering muscle of designing high-concurrency financial pipelines, resilient event-driven microservices, and zero-loss ledger state machines for mission-critical banking environments.
Unlike legacy banking vendors held back by decades-old monolithic codebases, NimbleTree was architected from day one for India's Finternet ecosystem, ONDC credit protocols, OCEN 4.0, ULIP logistics finance, and DPDP Act 2023.
Direct engagement gateway for Chief Risk Officers (CRO), Chief Information Security Officers (CISO), Heads of Lending, and Enterprise Solution Architects.
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